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$998,500
25 Days On Site

181 Cross Street
Urbanna, VA 23175

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
4
Full Baths
2,681
SqFt
$372
/SqFt
1992
Built
Subdivision:
None
County:
Middlesex
Listing courtesy of Pearls of the Chesapeake LLC 8044362326
Call Now: 804-302-3000
Is this the listing for you? We can help make it yours.
804-302-3000
181 Cross Street181 Cross Street181 Cross Street181 Cross Street
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First time offered! A Rare Waterfront Treasure in the Heart of Urbanna. Nestled seamlessly into the landscape, this picture-perfect brick home offers breathtaking views of the Rappahannock River and the serene beauty of Chesapeake Bay wildlife. Watch unforgettable sunrises each morning and enjoy ever-changing water vistas throughout the day. The main residence, with its two mirror-image levels, features 4 bedrooms and 4 ensuite baths, providing generous space for family, guests, or multi-generational living. Each level includes living rooms, a full kitchen and independent access, allowing for versatility and privacy. Thoughtfully designed for comfort, the home blends classic character and modern amenities to create relaxed riverfront living and seamless indoor-outdoor transitions. Wood flooring, refreshment bar, two gas fireplaces, custom built-ins, and multiple walk-in closets ensure ample storage and style throughout. Savor expansive views and the captivating sights of Urbanna Harbor from the full-width deck spanning the first level. The lower level opens onto a spacious patio and screened room, leading to the water’s edge and your private dock. A free-standing garage, complete with full bath and a welcoming porch overlooking the water, has played host to many lively oyster roasts and joyful gatherings. Above it, a private guest suite offers comfort and privacy for visitors—or income-generating potential. This meticulously maintained, all-brick home is just a short stroll to the charming Village of Urbanna close to shops, dining and marina amenities. Beautifully landscaped and nicely elevated, no flood insurance is required. No drive-bys or turn-arounds, please. Whether you're seeking a full-time haven or the riverfront retreat of your dreams, this cherished gem is the ideal waterfront escape.

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Listing Snapshot
Price 
$998,500
Days On Site 
25 Days
Bedrooms 
4
Inside Area (SqFt) 
2,681 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
N/A
Lot Size 
1.523 Acres
Year Built 
1992
MLS® Number 
2519243
Status 
Active
Property Tax 
$2,734.64
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Assessor
Friends & Family
Recent Activity
4 weeks agoListing first seen on site
4 weeks agoListing updated with changes from the MLS®
General Features
Acres 
1.523
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
2
Parking 
DetachedGarage
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
1471
SqFt Below 
1210
Stories 
Two
Style 
Two Story
Water Source 
Public
Zoning 
H
Interior Features
Appliances 
Electric CooktopCooktopDryerDishwasherElectric Water HeaterMicrowaveOvenRefrigeratorWasher
Basement 
FinishedWalk-Out Access
Cooling 
Central AirElectricCeiling Fan(s)
Fireplace 
Yes
Fireplace Features 
Gas
Fireplaces 
2
Flooring 
CarpetWood
Heating 
ElectricHeat Pump
Interior 
Wet BarBookcasesBuilt-in FeaturesCeiling Fan(s)Recessed LightingWalk-In Closet(s)Master Downstairs
Laundry Features 
Washer Hookup
Window Features 
Screens
FullBath 
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Exterior Features
Construction Details 
Brick
Exterior 
BalconyDockStorage
Fencing 
None
Frontage 
100.0000
Lot Features 
LandscapedWaterfront
Other Structures 
Garage(s)Guest HouseShed(s)
Patio And Porch 
ScreenedDeckPorch
Pool Features 
None
Roof 
Composition
Waterfront 
Yes
Waterfront Features 
CreekWaterfront
Windows/Doors 
Screens
Community Features
MLS Area 
112 - Middlesex
Schools
School District
Unknown
Elementary School
Middlesex
Middle School
Saint Clare Walker
High School
Middlesex
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. All IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.



Last checked 2025-08-05 03:17 PM UTC.

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